| 11. | ZARUHI | From Persian zar "gold" and Armenian uhi female suffix. It corresponds to Arm name Voski. The short forms are Zaro, Zarik even Zara where particle a replaces suffix uhi. |
| 12. | ZEPYUR | From Armenian zepyur "breeze". It is a new and spread name. The diminutive form is Zepyurik, which is used independently. |
| 13. | ZHANNA | From French name Žann which corresponds to Arm name Ohanna (Yohanna). It came by means of literature. |
| 14. | ZHASMEN | From French žasmin flower name, which corresponds to Arm name Hasmik (Persian žasmin, Zend žasmik). We also have the forms Zhasmin, Zhasmena. |
| 15. | ZHENYA | Is the short form of the Russian name Yevgenya with French pronunciation. The Arm form (Yevgineh) is also in use. |
| 16. | ZINAIDA | From Russian name Zinaida "perfect", "mighty" which is borrowed from Greek (zenos + idos "Zeus's daughter"). It is spread now. The short form is Zina, which is used independently. |
| 17. | ZMRUKHT | From Armenian zmrukht "emerald". There is also the Turkish form Zmrut that is used in East. |
| 18. | ZOHAL | From Arabian zuhal which is the planet Saturn. It is an old name which is used till now. |
| 19. | ZOYA | From Russian name Zoya (Greek zoe "life", "lively"). |
| 20. | ZUBEYDA | From Arabian zubeyd "cream" i.e. "best", "perfect". It is in use since the beginning of XX c. |
